Purchasing a car has a lot more to do than only what you can see on the surface. Just think about the car loans NZ deals you will get when you decide to buy a new car. You can have many options about how you will finance your purchase.
One thing that you can do is to ask an opinion from a bank. Many choose to get a help from the bank because they feel that banks are more reliable loan partners than others. Others think that they may have many options when lending money from the bank when it comes to terms and interest rates. Most especially when you are a loyal client of the bank, you will even get more special deals from them and even discounts which will make you think you have a good deal. On the other hand, some people shy away from the idea of lending from the bank because they find it expensive. Another financing partner you can find is the credit union. Most people don't discover how good their deal are and they are often most left out of the choices. If you would look deeper, you might be surprised of how better their interest rates are compared to others. They have a minimal payment for taxes which means they would have better chances of offering you a better deal than, let us say, the bank. Aside from the two, the market has many ways to offer you financing with your car. You just have to look carefully and avoid schemes.